Pet Insurance / Pet Wellness Plans
Pet Insurance Compared to Tinseltown Pet Wellness Plans
Pet Insurance is legally offered by designated insurance brokers in the Jacksonville, Fl area. Pet insurance plans generally cover treatment for animal illnesses or injuries. These plans require monthly premiums and cover a large portion of the cost of diagnosis and treatment for emergency situations; however, there may be exclusions as well as caps on your claims. Typically Pet Insurance Plans are more expensive than wellness plans albeit they usually provide a more comprehensive level of coverage which may include all or part of the following services: Ultrasounds, x-rays, blood work, surgery, 90% bill coverage -beyond exam fees, unlimited payouts, preventative and therapeutic nutrition, no extra charges for chronic conditions. Some plans don’t cover pre-existing conditions or chronic issues such as kidney failure, diabetes or arthritis. Certain breeds or dogs of a certain age might also be exempt from some types of insurance coverage. As with other insurance plans, deductibles and co-pays may apply.
Tinseltown Pet Wellness Plans in Jacksonville FL
Pet Wellness plans are generally for proactive, preventative pet care specifically designed for pet owners to receive discounts on routine pet services. The idea behind Tinseltown’s pet wellness plans is that it is far better to bring your seemingly healthy pet in for a series of scheduled routine checkups than to wait for something frightening and frighteningly expensive to happen. There are no deductibles with wellness plans, but it is also important to note that they differ from pet insurance in that they “DO NOT” cover unexpected pet health issues or emergency pet care situations.
Not all Pet Insurance Plans or Pet Wellness Plans are created equal
Tinseltown Animal Hospital recommends that all pet owners compare the insurance and wellness plans offered by different pet hospitals and animal organizations to understand the differences in coverage and options available to you. Make sure that you are clear on the effective date of whatever plan you purchase. Your coverage may not begin on the date you sign the contract and you could end up being charged more than you expect if an office visit becomes necessary or an emergency occurs in the timeframe in between.
We also recommend that you keep a copy of your wellness plan or pet insurance coverage on hand; especially when traveling. For advice on purchasing a wellness plan or pet insurance please feel free to ask one of Tinseltown veterinarians or staff. They will gladly be able to answer any questions you have about your pet and help you select the coverage that’s best for you.